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There are two different types about life insurance policies--term and whole life insurance policies. Whole life insurance policies have no period limit, while phrase life insurance policies insure the individual to a predetermined period of time. Within the long-run, term life insurance policies are cheaper up-top besides whole life insurance policies, except here is often no money value to these types of policies.

Instructions

Things You'll Want

Insurance business phone number Surrender style Copy of your policy

The way to Cancel Phrase Life Insurance

1 Look in a duplicate about your most recent bill to see the corporate or main office speak to information. Dial the main office of your insurer, keeping the bill on hand while you make your call. Ask the person who responses your call about the terms regarding canceling or surrendering your insurance scheme. Read your total insurance policy completely to assist verify cancellation. Find out how to submit a request in paper.

2 Request that a surrender form be mailed or faxed to your current home address. Provide your present mailing info and make sure the insurance firm has all proper on their file. Inquire the customer service representative if it is possible to email the surrender form to you so you don't include to delay. Ask if there is anything additional that is you will want to turn inside with the form.

3 Ask the customer service representative if there are any repercussions to surrendering your policy plus make clear this remains however the route you want to acquire. Ask if here yous what is called a surrender cost and what the payout amount will be, as well because the way long it will have to receive the check. Complete the surrender form carefully and completely, thoroughly reading through the directions prior to starting the form. Ask the insurance company if you will want to mail a tough copy of the completed style again to them or if there yous a fax amount wherever you can fax it.

Tips & Warnings

Check your insurance firm's website to read about surrendering your policy and to find out if you can either request the surrender form Web or download it from their website. Only the owner of the insurance scheme can surrender a policy. Avoid stopping payment rather besides filling outside any surrender form. This choice will definitely cancel your policy, but may take increase to 6 website days and is not recommended.

References

Life Insurance - Top 1 internet site Questions The Reality Close to Life Insurance